Welcome to Golden Spike Estates

Golden Spike Estates, located in the City of Rathdrum in North Idaho is an award winning, 55+, active senior living community for active adults. We provide a safe and cost effective lifestyle in the beautiful Inland Northwest. If you are looking for a premier Active Adult Community in the Coeur d’Alene Idaho or Spokane Washington area, you've found it. Golden Spike Estates Retirement Community has a balanced blend of social and recreational amenities to encourage friendships, support, fun, safety and independence. Our website is a tool to keep our active senior community informed of gatherings, events, classes, announcements and schedules as well as invite new friends to join our 55 plus active adult community.

Standard Features

At Golden Spike Estates, our home designs were constructed to keep energy savings at its best with energy heeled roof trusses, higher insulation values and vapor barriers on all exterior walls. The outside of your home was finished to keep outside home maintenance to an absolute minimum while presenting a great looking home with superior products. Further accommodations in our 55+ active adult community, is building over a crawlspace to eliminate all steps to create a much warmer floor system. Some homes were constructed with heated driveway systems and full low maintenance landscape with underground sprinkler systems. You will see we are providing what most 55+ active adult community residents demand and deserve. Wider doors, no steps and low step showers with low exterior maintenance is our standard in every Golden Spike Estates Home!

Our Lot Lease Program Saves You Money!

We are a “SMART 55+ Active Adult Community” Clearly the BEST part of our community structure! An evolving world requires a “SMART” Solution & we have it all here for YOU! This is just ONE of the reasons why AARP & Home Builders Association gave us their 2009 Special Recognitions Award for a community with over 250 units! We have it here for you!
HUGE FINANCIAL SAVINGS TO EVERY RESIDENT with our Land Lease Program! You Will NEVER want to own your home lot under our great program! Our Lot Lease Structure Program WILL keep more of your income in your pocket as you further enhance your lifestyle!

THAT’S SMART & it easily pays for Itself - Here's how:

  • FIRST: You don’t pay for an expensive city lot! This SAVES you up front over $75,000 in lowering your homes purchase costs! Keep YOUR $75,000 invested making you money each month. It gets even better. You are not investing in a long term land purchase that has market ups and downs - but YOU invest to get more monthly income EVERY MONTH!
  • Further- You’re not taxed on the land since you don’t purchase it, but you still qualify for Idaho’s Home Owners Property Tax Exemption to be fully applied to your home cost only. This SAVES You Property Tax Dollars every year!
  • The Lease further includes all the following normal expenses: ALL your city water, city sewer, city streetlights and garbage pickup.
  • No Homeowners Association dues or other hidden fees.
  • ADD UP all the Benefits and you can clearly see the Land Lease Structure costs you MUCH LESS than traditional housing communities. We put more money back into your pocket while all the amenities of Golden Spike Estates enhance your lifestyle.


  • North Idaho Builders Association - 2016 Parade Of Homes Bronze Category In Golden Spike Estates
  • Distinguished Builder Award
  • Exterior Design & Appeal - 1st Place Award
  • Use of Technology - 1st Place Award
  • North Idaho Builders Association - 2014 Parade Of Homes Bronze Category In Golden Spike Estates
  • Craftsmanship - 1st Place Award
  • Kitchen - 1st Place Award
  • Bathroom - 1st Place Award
  • Master Bedroom Suite - 1st Place Award
  • Curb Appeal/Landscaping - 1st Place Award

Resident Comments

"My Realtor showed me many houses before we came here at Golden Spike Estates. When I saw how much was going on here, I thought "This is where I should move to." There's so much to do. I go to the Zumba classes and line dance class. I play cards and billiards. I'm busy almost every day. We have potlucks and ladies gatherings once a month. There's swimming pool, and a movie viewing room. There's a room with puzzles being put together and anyone can join in, plus a small library with book and videos to borrow. I haven't even mentioned how friendly everyone is. We're like a huge family. I've made many friends already. I love it here." - Judy

"When we finally decided to leave Alaska, we were seeking a location similar to AK, but with a much milder climate and greater accessibility to natural and urban settings. We found what we were looking for at Golden Spike Estates, a small retirement community in northern Idaho. With easy access to Spokane and Coeur d’Alene, GSE is also the backdoor to unlimited hiking, skiing and water activities. Its moderate 4 season climate means we can enjoy outdoor recreation any day of the year as well as cultural events in the nearby cities. The homes are energy-efficient, very well built, attractively designed and landscaped. Perhaps best of all, it is a quiet, friendly community with great indoor and outdoor amenities, and a myriad of activity choices – all at a very affordable price!" - Kay & Steve

"We were drawn to Golden Spike Estates for several reasons besides beautiful Rathdrum Mountain and the wide open skies of the prairie. The biggest attraction for us is that it is a 55 plus retirement community located in a very scenic area of lakes and forests that offer numerous outdoor activities. The community of Golden Spike is wonderful in the fact that we are like a big family in which we are all here for the same purpose. It is quiet with no barking dogs, residences are low maintenance, and there are numerous activities and events to enjoy. The homes are attractive, very comfortable, and custom built using only quality materials. We are very happy here and we fit right in. It was the best decision we ever made to retire here!" - Ralph & Jacklin

"For a variety of reasons, having a home built in Golden Spike Estates was an excellent decision because I enjoy the variety of people who live here, the amenities, and the quality of homes they build. Over the years, I have heard about the many challenges individuals/couples face when building a new home. But, working with the builders here made the whole process actually fun. I also value the accessibility of the location as we are 6 miles north of I-90, 15 minutes from Coeur d’Alene and 20 minutes from Spokane Valley. Thus, one has ready access to a wide variety of recreational activities and cultural events. So what more could one want – a great community that is friendly, safe and a cost effective place to live." - Gail

"When we decided to move 6 years ago, what first impressed us the most was the neatness of the community and the yards. Plus, it is a very quiet neighborhood. Their homes are very well built and energy efficient. We have enjoyed the clubhouse a lot, particularly the pool, Jacuzzi, the billiards room and the many different activities that are held. In our moving here, we knew we would need to downsize to a smaller home which was all on one level and a smaller yard. Plus, we also like the people as there are many very nice people who live here." - Jerry & Elaine

Golden Spike's Numerous Amenities

  • 12,000+ Sq. Ft. Community Clubhouse
  • Handicap accessible, power door operators at entrance
  • After hours, electronic card reader system for entry
  • Various Rooms & Library
  • RV Wash and Dump Station
  • Two RV spots with Electric Hook-up (additional fees and reservation required)
  • Fenced RV Parking (additional fee required)
  • Utilizing better Salt Water Chlorination
  • Low Impact exercise programs
  • Warm water exercise programs Monday-Friday
  • Open 7 days a week locker rooms and showers
  • Over 1,100 square feet
  • Treadmills, row machine, cycles, stride trainers, full body weight machine
  • TV, DVD player for exercise entertainment
  • High Speed Internet Access
  • WIFI Signal Access at every home
  • Computer Lab available 24/7
  • Clubhouse Hot Spot
  • Billiard tables & Ping Pong
  • Arts and Crafts Room & Classes
  • Needle Nuts Sewing Group
  • Texas Hold-Em Group
  • Movie Room
  • Firepit, BBQ & Water Feature Area
  • Horseshoe Pits, Pickleball Court
  • 9 Hole Chipping Green over 6 acres
  • Pet Parks

Clubhouse Photos

View from Clubhouse
Indoor Pool
Pickleball Court
Fire Pit
Fireplace in Ballroom
Inside the Clubhouse
Clubhouse Kitchen

Perfect Location for a 55 Plus Active Community

Golden Spike Estates is active senior living in the Coeur d’ Alene, Idaho, area. You will find shopping, banking, restaurants, pharmacies, groceries, EMT Services and Police/Fire Departments are all within 1 to 2 ½ miles away with no traffic or congestion. Our active adult retirement community is 25 minutes outside of the world reknown Coeur d’ Alene, Idaho and 25 minutes outside of Spokane, Washington. Golden Spike Estates boasts over 50 lakes within a 50 mile radius. Over a dozen beautiful, friendly golf courses within a 5 to 20 minute drive. Golden Spike Estates sits at the base of 3 winter ski resorts within an hour drive. All 4 seasons have something great to offer in North Idaho or some choose to snowbird with comfort of a home investment and security. Golden Spike Estates 55+ community is proud of it’s mountain views, delicious drinking water, and safe amenity rich community. Live near a resort town great for retirement without the added costs. Spokane International Airport just 45 minutes away.

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